如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。 An IVA have to be build by a professional person, termed an insolvency practitioner. The insolvency practitioner will cost charges for the IVA. Most non-precedence debts could be A part of an individual voluntary arrangement. A credit card de... https://drp77333.tusblogos.com/29710070/the-basic-principles-of-債務重組收費-iva-ctr-hk