Treat the IRA account as his / her have, meaning that she or he can name a beneficiary with the assets, proceed to contribute towards the IRA and stay away from having to take distributions. This avoids having to pay the extra ten% tax on early distributions from an IRA. https://goldira76395.bloggactivo.com/36811269/an-unbiased-view-of-fee-transparency-in-precious-metals-investing